Householders Policy
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(094) 77 2 467 272 - For professional buying and Selling of Real Estate in Sri Lanka

Householders Policy

Your work does not end with the purchase of your dream home. Once you are a home owner, you will have to shoulder a range of responsibilities. Among them is making provision to secure it from various threats by ensuring adequate insurance. Thus, you will have to plan for your insurance needs.  This is something you need to keep in mind during the entire home–buying process.

Most of us do not realize the kind of costs that can be incurred if potential risks factors for our home and its contents were to actually materialize. Disasters like earthquake, floods and burglary can set you back financially for many years. When you are planning the purchase of your house, you need to plan and provide for the premium costs of home or householder’s insurance. When you come to know how affordable such insurance often is, you might not mind the additional outflow.

At the base level, a householder’s insurance policy covers your home for damage from ‘fire and allied perils’ including natural disasters like earthquake and floods. It also extends the cover to all the contents of your home, including expensive clothes and jewellery against theft and damage.

Other provisions in the policy even cover the risk of breakdown of all electrical, electronic and mechanical gadgets and appliances. These also cover disasters from voltage fluctuations in the power supply. In order to obtain the maximum benefit from this clause, however, you must insure all these appliances at their replacement value, make detailed declarations of the contents of your home and their estimated value and update your declaration whenever you acquire a high-value item like a home theatre system. While paperwork for such policies is a little tedious, it is well worth the trouble. As you acquire further assets for the home, keep updating the list of your insurable assets.

 
BIMSARA-GEOGRAPHICAL-AREA-OF-OPERATION
Our promise to both buyers and sellers is that we hold and command the most comprehensive data base of both buyers and sellers in our geographical area of operation. This enables us to offer our buyers the best matching properties for your specifications. Buyer satisfaction is the key for the seller to get the best possible price.
To truly deliver this promise our valuable clients, we employ various ethical techniques unique to our own. Right at the moment we are active only in the following towns and suburbs.

We hold and command the most comprehensive data base of both buyers and sellers in our geographical areas of operation. This enables us to offer our buyers the best matching properties as per their specifications.

Presently we are active only in the following towns and suburbs.

Nawala Nugegoda
Embuldeniya Colombo 3
Rajagiriya
Mirihana Madiwela Colombo 4
Battaramulla
Ethulkotte Thalawathugoda Colombo 5
Pelawatta Pitakotte
Kohuwala Colombo 7
Battaramulla-Koswatta
Beddagana Pepiliyana Colombo 8

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